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Website Terms Of Use



These Terms apply both to your use of, and to all Internet traffic visiting, this Web site. The site owner reserves the right, in its sole, absolute and unfettered discretion, to modify, alter or otherwise update these Terms at any time. Such modifications, alterations or updates shall be effective immediately upon posting. By using this Web site after posted such modifications, alterations or updates, you agree to be bound by such revised Terms.

This Web site will permit you to link to many other web sites that may or may not be affiliated with this Web site and/or with THE SITE OWNER, and that may have terms, conditions and notices of use that differ from, or contain terms, conditions and notices in addition to, the Terms specified on this Web site. Your access to such web sites through links provided on this Web site is governed by the terms, conditions, notices and policies of use of those web sites, not this Web site. Unless expressly stated otherwise, THE SITE OWNER shall not be responsible for the operation of, connection to or content of those web sites.

THE SITE OWNER does not guarantee the transmission or processing of any information or on-line activity or transaction submitted to this Web site. The transmission of any information does not mean the on-line activity or transaction has been accepted or rejected, but merely indicates that a transmission has been initiated. All on-line activities and transactions are subject to written confirmation, whether in electronic form or otherwise. Furthermore, the level of service available on and from this Web site may vary, and this Web site may be inaccessible or “down” for periods of time. THE SITE OWNER reserves the right to suspend or discontinue this Web site, in whole or in part, for business or technical reasons. However, THE SITE OWNER’s services may be accessed through traditional means, such as via telephone or through regular post.


All rights reserved. All content on this Web site, including, but not limited to text, code, images, illustrations, audio clips and video clips, is protected by copyrights, trademarks, service marks, and/or other intellectual property rights (which are governed by UK, EU, US and world-wide copyright laws and treaty provisions, privacy and publicity laws, and communications regulations and statutes), and are owned and controlled by THE SITE OWNER, and/or its affiliated or related entities, associates or partners.

Content on this Web site or any web site owned, operated, controlled or licensed by THE SITE OWNER’s affiliated or related entities, associates or partners, is solely for your personal, non-commercial use. You may print a copy of the content, but you may not modify, copy, display, perform, reproduce, republish, license, create derivative works from, transfer, upload, post, transmit, distribute, sell and/or exploit the content or information in any way (including by e-mail or other electronic means), or any software involved in utilising such content or information, for commercial use without the prior written consent of THE SITE OWNER,

Without the prior written consent of THE SITE OWNER your modification of the content, use of the content on any other web site or networked computer environment, or use of the content for any purpose other than personal, non-commercial use, violates the rights of owners of THE SITE OWNER, and/or its affiliated or related entities’, associates’ or partners’, or any company’s or companies’

Disclaimer of warranties and liability

All content on this web site is provided “as is” and “as found” and without warranties of any kind, either express or implied. Other than those warranties which, under uk and eu laws applicable to these terms, are implied by law and are incapable of exclusion, restriction or modification. The site owner, and/or its affiliated or related entities, associates, or partners, disclaim any and all warranties, express or implied, including, but not limited to, implied warranties of merchantability, satisfactory quality, fitness for a particular purpose, title and infringement. Neither the site owner, and/or its affiliated or related entities, associates or partners warrants that the functions contained in this web site will be uninterrupted or error-free, that defects will be corrected, or that the server that makes the content available will be free of viruses or other harmful components. The content that you access on this web site is solely for your convenience, information and transactional capability only.

The site owner does not warrant or make any representations regarding the results that may be obtained from the use of this web site, or as to the reliability, accuracy or currency of any content information, service and/or merchandise acquired pursuant to your use of this web site. The site owner attempts to ensure that the content that you access on this web site at any one time is accurate. However, the content may include inaccuracies, typographical errors and omissions. The site owner will do its best to correct errors and omissions as quickly as practicable after being notified of them. Changes are periodically made to the content that you access on this web site with additions, deletions and amendments occurring thereto and improvements and/or changes may be made to the functionality, design or layout of this web site.

You expressly agree that use of this web site is at your sole risk. You (and not the site owner) assume the entire cost of all necessary servicing, repair or correction of your system. You expressly agree that neither the site owner, and/or its affiliated or related entities, associates or partners, nor any person or entity involved in the creation, production and distribution of this web site, is responsible or liable to any person or entity whatsoever for any loss, damage (whether indirect, punitive, incidental, special, or consequential), liability or other cause of any kind or character whatsoever based upon contract, tort, strict liability or otherwise arising out of or resulting from the use or attempted use of this web site or any other linked site, except in relation to liability, loss and damage for death or personal injury for which no limit applies.

The site owner,and/or its affiliated or related entities, associates or partners, shall only be liable for direct loss arising out of or resulting from the use of this web site, whether based on contract, tort, strict liability or otherwise, up to a maximum of the total value of the transaction under which the claim arises for any one event or series of connected events.

This liability section applies only and to the greatest extent permitted by law.This does not affect your statutory rights as a consumer.

For the avoidance of doubt.  Nothing contained within this site can be considered a recommendation for a course of action or endorsement of a product, supplier or service.  Qualified and professional advice should always be consulted when considering a financial investment.


You agree to indemnify, defend and hold harmless THE SITE OWNER, its associates or partners, and its and their officers, directors, employees, affiliated or related entities, agents, subcontractors, suppliers and licensor from and against all losses, expenses, damages and costs, including reasonable legal fees, resulting from any violation by you of these Terms.


These Terms are for the benefit of THE SITE OWNER, its associates or partners, and its officers, directors, employees, affiliated or related entities, agents, subcontractors, suppliers and licensor. Each of these individuals or entities shall have the right to assert and enforce these Terms directly against you on its or their own behalf.


This Web site may contain links to other web sites (“Linked Sites”). The Linked Sites are provided for your convenience, information and, in some cases, transactional capability, only and, as such, you access them at your own risk. The content of any Linked Sites is not under the control of THE SITE OWNER, and THE SITE OWNER is not responsible for, and does not endorse, such content, whether or not THE SITE OWNER is affiliated with the owners of such Linked Sites.


This Agreement (and any disputes, claims or proceedings of whatsoever nature arising out of or in any way relating to the use of this Web site is governed by and shall be construed in accordance with the laws of England. You hereby consent to the exclusive jurisdiction of the English courts in all disputes arising out of or relating to the use of this Web site. Those who choose to access this Web site from outside the United Kingdom are responsible for compliance with local laws, if, and to the extent that, local laws are applicable. You may not use or export materials or content contained on this Web site in violation of UK and EU export laws and regulations.

If any provision of these Terms shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and THE SITE OWNER either as a result of this Agreement or your use of this Web site.


The provisions of these Terms, and each obligation referenced herein, represent the entire Agreement between THE SITE OWNER and you and supersede any prior proposals, agreements or understandings (whether oral or written) not incorporated herein. In the event that any inconsistencies exist between these Terms and any future published terms, conditions and notices of use or understanding, the last published Terms or terms, conditions and notices shall prevail.

A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.